The Michael Gallagher Mortgage Team

Jack T
5 Star
I consider Michael Gallagher to be the "go-to" mortgage lender for all my home loan needs. .. with Michael in my corner, I've been able to secure loans for multiple home purchases throughout Placer County, CA since 2016 and he's supported me with home refis too. What sets him apart is his approach. Michael will give it to you straight, good or bad, then join you for lunch with no hard feelings or pressure. I have had terrible lenders and experiences in the past but Michael allowed me to see how the mortgage process is supposed to go. He's always made me feel like part of his family and will make suggestions that are genuinely based on my goals and best interests... and that's why I keep going back! All in all, it's been 4-5 times now and I can depend on him for any home lending product, every time. If you need a mortgage lender that genuinely cares with the best advice to help you navigate the home buying experience then Michael is your man. A truly great guy!
Thursday 9th February 2023

Martie Goodson-Scott
5 Star
Michael Gallagher has been my ‘Mortgage Guy’ for a long time now and I am consistently blown away by his professionalism and expertise. I’m based in Rancho Cordova, CA and Michael has secured loans for not one, not two, but three mortgages over the years, and later assisted me with refinancing a few of them as well. What sets Michael apart from other lenders is his speed and efficiency. I once went directly to a current lender for a refinance, and the process took far too long and was not nearly as smooth as my experiences with Michael. After they dropped the ball, he was able to find a better rate and get everything finalized much more quickly. In addition to his expert advice as a mortgage lender, Michael is also an incredibly kind and fun person to work with. He always takes the time to fully understand my needs and works tirelessly to find the best possible solution for my financial situation. I have full confidence in his ability to find the perfect home loan or refinance option for anyone in the Greater Sacramento, CA area. If you're in need of a mortgage lender, I highly recommend giving Michael Gallagher a call. You won't be disappointed.
Monday 30th January 2023

Julie Cheline
5 Star
Michael Gallagher is the go-to mortgage lender for my clients in Roseville, CA and the Sacramento, CA area. I'm a realtor with Keller Williams and I've entrusted Michael to assist my home buying clients with their finance needs for sometime now. Michael has helped secure all types of loans. Whether it's down payment assistance (DPA), a jumbo loan or the VA home ownership program, he is one of the best mortgage lenders in the area. One of the things I appreciate about Michael is his responsiveness. The moment I have a client in need of finance for a new home, Michael will always take the time to understand each client's unique needs and works tirelessly to find the best lending options available in a timely and professional manner. He's a solid communicator who provides expert home loan advice that is easy to understand. When working with Michael you can expect to be fully informed and comfortable throughout the entire lending process. Michael is the type of mortgage lender that will always look at all lending options to find the best mortgage product available for you. He has a passion for helping his clients achieve their dream of homeownership and it shows every time he works with someone new. If you're looking for a mortgage lender who will go above and beyond for you, look no further than Michael Gallagher.
Thursday 2nd February 2023

Farrah Hoekstra
5 Star
Michael Gallagher helped us to get an approval on a new home purchase and later for refinancing our home in Rocklin, CA. I have no hesitation in recommending him to anyone in California state that is in need of a reliable and trustworthy mortgage lender. Michael consistently goes above and beyond to ensure your home buying needs are met. He knows the mortgage process from back to front and is equally a great human being. Outside of lending, he is well known in the area for his commitment to the community through his philanthropic efforts and kind nature. Michael has grown to become a reliable home buying expert we can lean on and a valued friend to our family. Honestly, if you are in need of a mortgage-expert in the Roseville, CA or Rocklin, CA area, who can hold your hand through the mortgage approval process; then that is Michael Gallagher. Thanks for everything, Michael!
Thursday 9th February 2023

Gil Cohen
5 Star
We always turn to Michael Gallagher whenever we need a mortgage lender in Roseville, CA to help refinance our mortgage loans. Michael is reliable and extremely easy to do business with. He’s very committed and likes to be involved to ensure we secure the best interest rate, everytime. If you want a home loan or refinance to go smoothly, Michael is the mortgage lender in Roseville, CA, you need; he's always organized and dependable.
Tuesday 31st January 2023