The Loan Lady Club

At The Loan Lady Club, we are a residential mortgage brokerage company providing home loan services licensed in multiple states. Unlike many others in the industry, we offer dialed-in quotes based on accurate information instead of wild speculation and uncertainty. Our goal is to provide you with clarity and confidence as you navigate the path to homeownership. We have very strong morals and values. Our founder, Joanna Perry, is known in the industry as someone who gets things done. Joanna is a straight shooter. People love her because she tells you what is optimal for you regardless of how it impacts her own profitability. Joanna believes in doing what is right and will get you to the best lending program. She often works with colleagues at large banks and small credit unions when the broker market is not the best fit to serve a unique need. One thing is for sure: Joanna is your starting point on the journey to purchasing a home. The Loan Lady Club was founded to revolutionize the mortgage industry by prioritizing people over profits. Inspired by our founder's own experiences as a borrower, where she encountered a lack of transparency and guidance, the company was established to offer honest, personalized mortgage services. Our mission is to make homeownership a positive and rewarding journey, providing clear, straightforward advice and a wide range of mortgage programs to meet diverse needs. We stand out in an industry often marked by a lack of diversity and overconfidence by focusing on respect, attention, and empowerment for every client. The Loan Lady Club addresses the critical issues of transparency, education, and genuine customer care in the mortgage industry. Many borrowers face a complex landscape filled with misinformation, and professionals are more focused on commissions than client needs, leading to missed opportunities and feelings of vulnerability. We provide precise quotes and tailored solutions to each client's unique circumstances, fostering long-term partnerships based on trust, integrity, and mutual respect. Our goal is to empower clients with the knowledge and support they need to make informed decisions, transforming the often daunting journey to homeownership into a smooth and successful experience. At The Loan Lady Club, we transform the path to homeownership by starting with a personalized introductory call, bypassing immediate data collection. Our client-centric approach emphasizes education and empowerment, providing each client with a detailed roadmap. A standout feature is our Buyer's Edge presentation, offering comprehensive education on crucial aspects of home buying. From demystifying contract language to offering strategies for outperforming competing buyers, our transparent, educational, and personalized approach sets us apart, ensuring a seamless, successful journey. The Loan Lady Club aims to assist individuals and families in California, seeking homeownership in the $400,000 to $950,000 price range, who value transparency, expertise, and personalized attention in their mortgage journey. Characterized by traits such as resourcefulness and responsibility, they desire a seamless home buying experience, minimal paperwork, and tailored solutions. The company also serves the underserved Spanish-speaking community and offers targeted marketing and educational content for various life stages and milestones. As the mortgage industry evolves, clients seek relationships with trustworthy professionals who prioritize traditional values, honesty, and integrity. The Loan Lady Club remains proactive in meeting these changing needs through continuous learning and introducing services like home equity lines of credit, driven by feedback indicating growing interest in real estate investment, home construction, and relocation resources. ¡Hola! En The Loan Lady Club, estamos encantados de ayudar a las familias a encontrar la casa de sus sueños con pagos que puedan pagar. Ax Cortes, nuestro oficial de préstamos, habla español y está aquí para hacer todo el proceso lo más fácil y cómodo posible. Sabemos lo importante que es para ti tener un hogar donde puedas crear recuerdos inolvidables. No dudes en contactarnos; estamos aquí para ayudarte en cada paso del camino. ¡Llama a Ax Cortes hoy mismo al (530) 665-3623 y comencemos a buscar la casa perfecta para ti! The Loan Lady Club, led by Joanna Perry, is on a mission to empower individuals and families to achieve their dreams of homeownership and investment. This mission, rooted in transparency, trust, and integrity, drives personalized solutions at every step of the journey. Joanna's commitment, recognized through various awards, underscores her expertise and dedication to excellence, adapting to new challenges while staying true to core values. Shared with both her team and clients, this evolving mission aims to create a lasting impact on the community, reinforcing the value of trusted, expert guidance in financial goals. Our mission is to champion the dreams of hardworking people by offering expert solutions, home buyer education and innovative strategies that lead to financial freedom and success, building legacies and strengthening communities one homeowner at a time. In the dynamic realm of homeownership and investment, Eleanor, the emblematic figure of The Loan Lady Club, stands as a beacon of integrity and client-centricity. With a professional yet approachable demeanor, she exudes confidence and wisdom, navigating the complexities of real estate with expertise and transparency. Eleanor's genuine warmth, genuine smile, and efficient, solution-oriented approach embody The Loan Lady Club's brand essence, serving as a steadfast ally in guiding individuals and families toward their dreams of homeownership. At The Loan Lady Club, we believe in a hands-on approach. Although we have hired and trained many loan officers, our founder, Joanna Perry, personally works directly with clients to ensure involvement every step of the way. This dedication to personalized service means you will work with us, including Joanna and our team member Ax, from the initial consultation through to closing. We are passionate about helping families not only achieve homeownership but also build lasting wealth. Our favorite journeys are those where clients return to buy a move-up home or invest in real estate for income and cash flow purposes. These full-circle wins are a testament to the trust and satisfaction our clients have in our services. If you are looking for a mortgage brokerage that prioritizes your needs and empowers you throughout the process, we invite you to contact us today. Visit our contact page to get in touch with us and learn more about how we can assist you in achieving your homeownership dreams. Let us help you unlock the door to your next level of wealth.

Tyler Stackhouse
5 Star
I came into this arrangement after having a massive negative mark on my credit from a shady lender that really hurt my score. In a short period of time The Loan Lady and her squad went in after it and got it completely removed from my history, restoring my credit back to a healthy spot!! Money well spent to a highly experienced group that handled my case with urgency!! The communication every step of the way instilled confidence and trust that it was being handled properly. If you are debating a debt repair group look no further. This is a one stop shop you wont regret!! THANK YOU Loan Lady Group!
Thursday 5th September 2024

Jennifer Sullivan
5 Star
Joanna is absolutely amazing to work with - she is hardworking, quick to respond, and quick to get the transactions done. I would recommend her to anyone who has any mortgage need - from purchases to refinancing Joanna has got you covered! Her knowledge and expertise alongside her amazing service are just a few among many reasons we love Joanna.
Friday 3rd May 2024

Kelsey Neufeld
5 Star
Joanna was so helpful & answered all of our questions! She was very thorough in helping us out with our situation and we are so grateful for her guidance!
Thursday 29th August 2024

Rocco Di Piero
5 Star
Working with Joanna was a pleasure, she’s always quick to respond and walks you through everything! I would highly recommend her for your financing needs, I will definitely be working with Joanna again!
Thursday 4th April 2024

bernadette Zachery
5 Star
I contacted the Loan Lady Club and spoke with a wonderful and knowledgeable woman named Joanna Perry. She had such a calming voice and helped me out tremendously. Thank God I found her she was great
Thursday 28th March 2024