Michael Buccella Mortgage Lender

Designed for low-to-moderate-income borrowers, these loans may require a lower down payment, currently as little at 3.5% down. A higher credit score means a lower down payment and better interest rates.  An FHA loan generally has higher loan limits and eased requirements make qualifying easier. VA loans are provided by private lenders such as West Coast Mortgage Group and made to Service members, Veterans, and eligible surviving spouses to buy or refinance your current home loan. This enables the lender to offer more favorable terms and interest rates because the VA guarantees a portion of the loan which often means buyers can purchase a home with zero down payment. I worked with Michael Buccella to obtain a VA loan. It was rather challenging due to the fact that I was refinancing a manufactured home. There were a great many extra items required, but Michael continued to provide encouragement and assistance so that I did not give up. It turned out better than I ever thought possible resulting in a fixed rate VA loan at a very low percentage and a substantial cash out of money. Thanks again for a great loan with super customer service! As first time homebuyers, Michael was a dream come true. Buying a house is stressful, there are a lot of unknowns, and without being in the industry it can be confusing. All of those concerns disappeared with Michael. He explained everything in a way that made sense, he anticipated our questions, and he made sure we were fully comfortable with the process. Excellent service, great communication! I work with Michael Buccella on refinancing my house. He made easy to communicate and sending all paper work, he responded every question I had without putting pressure on me. I really recommend working with him. I will definitely work with him again.

Jay Andrus
5 Star
Michael Buccella is an excellent Mortgage lender. I have worked with Michael twice now, first on a home refinance and recently on a home purchase. Deals in two different states. Michael is always professional and goes above and beyond to overcome any bumps in the road. Michael communicates extremely well and kept me updated every step of the way. Financing a home can be challenging, but Michael never wavered and saw the deal close after an exhausting 4 and a half months. Michael has earned my trust and respect. I wholeheartedly recommend Michael for any home finance needs, he will not let you down!
Monday 18th July 2022

Fahad Asat
5 Star
I worked with Michael on my first home purchase. He was always available to address my questions and explain complex concepts clearly. He presented various mortgage options, giving me a clear overview. His friendly demeanor created a comfortable environment. In summary, I recommend Michael as a reliable mortgage agent. His expertise and client-focused approach make him a solid choice. He helped me secure a suitable mortgage, and I'm satisfied with the outcome. If you're looking for a dependable mortgage agent, Michael is a good option.
Monday 18th September 2023

crystina currier
5 Star
Michael exceeded my expectations. As a first time home buyer, there were many to-do's I wasn't aware of until they were on my plate. Michael walked me through each part of the process with patience and textbook-like communication; I was never left wondering what I needed to do. And when snags were inevitably hit, he did all he could to help me cross them off. Thanks again, Michael!!
Monday 8th January 2024

Robert Schulz
5 Star
I highly recommend Michael for your mortgage needs. He helped my wife and I understand every step of the loan process and clearly has a wealth of knowledge for his profession. We have used Michael for our initial home loan and our refinance and we feel like we had the best rate and the best experience after both scenarios. He will shop your rate to the best of his ability and is always available (I know I wouldn't have had the same communication line with a bank). Couldn't be happier with Michael as our loan officer and will keep utilizing him and recommending him in the future.
Thursday 31st March 2022

Ruben Quezada
5 Star
Michael Buccella handled my home loan with EXCEPTIONAL service and attention to detail. He was always QUICK to return my calls and kept me posted on the progress of my loan. He promised that he would be able to get my loan to close in 30 days and he DELIVERED, all while I was constantly traveling for business in/out of the country. His SUPERIOR customer service and professionalism is noteworthy and I would not hesitate to reach out to Michael again for a home loan or refinance.
Thursday 13th April 2023