Matt Keister The Loan Ranger, Empire Home Loans

Approaching a 20-year career in the mortgage industry, Matt Keister is a Northern California based mortgage broker that services clients all throughout the state and for all referrals needing to purchase in other states. As a trusted advisor to one’s largest investment decision, Matt Keister takes pride in an individualized educational approach to each new client’s real estate goals and financial picture to create tailored mortgage solutions. From the ordinary to the hairy, Matt is well known in the community for his resourcefulness connecting realtors, attorneys, tax professionals, home builders and money managers to benefit any client transaction; #askmatt for answers. Graduating from James Madison University with a BBA in Finance & Economics, Matt Keister has spent his entire adult life working with numbers. Always eager to analyze data and calculate all the moving parts in order to distill the information into a form and concept easily digestible to every client, Matt’s life’s work is to provide sound and knowledgeable advice for long and short term real estate decision making. As a mortgage broker for Empire Home Loans, Matt offers the most efficient market pricing on mortgage rates while maintaining industry recognition for loan processing speed. While tackling mortgages every day, Matt also guides his two teenagers through all life’s challenges in school, sports and being human. Outside of work you will likely find Matt also outside, doing something fun & adventurous with his kids or boarding on top of a mountain or on the coast breathing in the salty air and enjoying some tasty waves. Matt Keister is easily searchable on social medial and always welcomes a phone call.

Matthew Kelly
5 Star
Matt was great. He provided great advice on helping me pre-qualified and once I found a house, he walked me through the loan process step by step. I truly appreciate all the work he put into securing my mortgage.
Thursday 28th March 2024

Peter Shiplet
5 Star
Matt was phenomenal throughout our entire home buying process. He was always extremely responsive and willing to answer any questions, and gave us plenty of great advice as first time home buyers. Couldn’t recommend him enough.
Tuesday 23rd January 2024

Dwight Bentz
5 Star
Matt was awesome! He helped my wife and I wipe away our student loans, invest money into some reno for our home, and gave us a lower rate than what we had when we purchased our home! It was a great experience and Matt was a consummate professional! Highly recommend!
Thursday 11th January 2024

Chris Tande
5 Star
I recently had the pleasure of working with Matt, and I must say, my experience was exceptional. Matt offers a wide range of mortgage options that catered perfectly to my specific needs. Whether I was looking for a fixed-rate mortgage, an adjustable-rate mortgage, or even exploring government-backed loans, he provided me with thorough explanations and guidance every step of the way. What truly sets Matt apart is his mentorship style. He took the time to educate me about the various mortgage options available and helped me understand the pros and cons of each. His patient and supportive approach made the often complex world of mortgages feel much more manageable. It's evident that he genuinely cares about his clients and their financial well-being. I would rate my experience with Matt as a solid 5 out of 5 stars. His expertise, mentorship, and dedication to finding the best mortgage solution for his clients make him an outstanding mortgage broker. I would highly recommend his services to anyone in need of mortgage assistance.
Thursday 9th November 2023

Debra Frey
5 Star
I highly recommend Matt, he is definitely my go to lender, he always goes over and above other lenders I’ve worked with as a realtor for 20 years. I’ve witnessed him pull off miracles when we thought there was no hope for a transaction to close and Matt was able to get the job done !!!
Wednesday 24th January 2024