Hawkins Home Loans Inc. DRE: 0185‌4992 NMLS: 2043294 CFL: 60DBO-125151

If you would like to cut your monthly payments by switching to a loan with a lower interest rate, shorten your loan term by switching from a 30-year to 15-year mortgage, or switch from an adjustable-rate to a fixed-rate loan, a refinance would be the right move for you. When you take on a new mortgage with a lender, there are several fees involved. These include origination fees, application fees, and appraisal fees. Sometimes, we can get lenders to waive some or all of these fees, which can save you several thousands of dollars. Lori and her team were phenomenal in all areas!! Loved our communication, loved the rate that we got locked, everything was sooo easy peasy!! All little challenges with swiftly navigated; I honestly can not say enough about how much I enjoyed having Lori and her team be my loan pros for my refi. I shopped around; and hands down she gave me the best deal I could have ever found! The best part is she is part of my awesome community, and it was great to work with that I know and admire in my community! Robin and her team handled my refinance professionally and quickly to get me a great interest rate and reduce my term. They made the refinance process easy and fast. I’d recommend Robin to new and existing buyers because she puts her clients first. I initially worked with Lori and her team back in 2019 when I bought a house in Sacramento. I have since worked with her 3 additional times. The most recent was this week to refinance my personal residence with cash out for some improvements. Everyone on her team is great to work with. The team works with various lenders so they will find the lowest possible rate. For example, when I bought the house, the rate was 3.99%, I refinanced 1 year later with a 3.28% rate. I recently needed to refinance again with cash out and the rate is 3.136%. I highly recommended everyone who is process of buying a house or refinancing the mortgage to work with Lori Hawkins team. I definitely look forward to work with the team in the near future. I wanted to thank you guys for all of the work you put into getting my loan approved. I always hear about how stressful the loan process is for people, but I did not feel any of that stress in my first home buying experience, thanks to all of you. All of you were extremely professional, friendly, and honestly made it enjoyable. The closing and down payment assistance loans were unbelievable as well! The whole deal almost seemed too good to be true. Many of my friends have already come to me asking me how I bought a house since they will be looking to do the same in the next few years. I will make sure to convey to them that Hawkins Home Loans is their best option if they want a great chance of securing a loan for a home. I will also be looking to purchase more homes in the near future and will undoubtedly request your assistance again. Thank you all for your support throughout this process! Best, This message is for Lori Hawkins. Lori, I want to express my gratitude for the outstanding loan service that your business provided. I was extremely pleased with Alexis. She provided me with the best customer service. She was quick, responsive and very pleasant to work with. I give this business a 5 star rating. Thank you Alexis and Team for getting me through the loan process at 2.5%. Most sincerely, The loan officer that I would like to recognize is Alexa Deloatch. Thank you Lori and her team were extremely professional, informative, and friendly. They walked me through every step of the process and answered all my questions, got everything done faster than I had thought possible. So happy with my decision and the results! Would recommend to everyone! SUPER EASYsuper smooth transaction. Website for you to upload what you need. Lori almost knocked our APR in half. Also the price to refi was almost half of what we were charged on our last refi. Lori is so easy to work with. If you done a refi before you know how things can go. We have now completed two new loans and two refinances with Lori. She is always on top of her game, providing numerous options to help us determine what will best work for our situation. Lori is responsive, attentive, helpful, and patient. Thank you as always for your help and service, Lori! 2020 update: Lori is responsive, professional, and efficient. Our latest mortgage with Lori (a refinance) was remarkably easy to close. Lori and her team were phenomenal in all areas!! Loved our communication, loved the rate that we got locked, everything was sooo easy peasy!! All little challenges with swiftly navigated; I honestly can not say enough about how much I enjoyed having Lori and her team be my loan pros for my refi. I shopped around; and hands down she gave me the best deal I could have ever found! The best part is she is part of my awesome community, and it was great to work with that I know and admire in my community! ", responsive: [ breakpoint: 769, settings: slidesToShow: 1, slidesToScroll: 1, infinite: true, dots: true , breakpoint: 641, settings: slidesToShow: 1, slidesToScroll: 1 , breakpoint: 481, settings: slidesToShow: 1, slidesToScroll: 1 ] }); });

Peggy Bell
5 Star
Lori and her team were phenomenal in all areas!! Loved our communication, loved the rate that we got locked, everything was sooo easy peasy!! All little challenges with swiftly navigated; I honestly can not say enough about how much I enjoyed having Lori and her team be my loan pros for my refi. I shopped around; and hands down she gave me the best deal I could have ever found! The best part is she is part of my awesome community, and it was great to work with that I know and admire in my community!
Thursday 27th August 2020

Samantha Mateo
5 Star
Lori and her team were AMAZING to work with. From the initial contact to the very end, it was assuring and comforting to know that everything was effectively communicated to us, our questions were thoroughly answered, and that we were in constant open contact. As first time homebuyers, we had no idea what we were getting into, and we appreciated the time and work Lori and her team put in to complete the process. We’re so happy we got to work with Lori!
Thursday 16th September 2021

Grant Hurst
5 Star
We purchased our first home with Lori, and we could not have been more pleased with the entire process. Lori was helpful, responsive, patient, and willing to work around our schedule. She answered every question we had. From offer to closing was about three and a half weeks, thanks in large part to Lori's efforts. We will absolutely be coming to Lori when it's time for our next home. 2020 update: Lori is responsive, professional, and efficient. Our latest mortgage with Lori (a refinance) was remarkably easy to close.
Monday 20th July 2020

Minh Tran
5 Star
A great experience again! We have used Lori and team for our first home and they were on top of everything for our second home! We’re definitely Team Hawkins and would recommend them to anyone with mortgage needs! We also got a super low rate with them! Special thanks to Marie for answering all of our questions and making sure everything was on track through this 6 month process! (We bought a new build).
Wednesday 8th September 2021

anna reyes
5 Star
Lori and her team does a wonderful job of making the loan process easy. They are honest with their dealings and explains the each step. They really try to help out in every possible way they can. They are very patient with first time home buyers and refinancers. Communication is never a problem with them. They are available through phone calls, text and emails and responds in a timely manner. Lori and her staff makes everything convenient for their clients. Marie Swenson is AWESOME.
Saturday 20th June 2020