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Empire Home Loans, Inc.

Mortgage Broker

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Website | (916) 804-4768
4401 Hazel Ave Suite 135, Fair Oaks, CA 95628, USA

Opening Hours:
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 5:00 PM
Saturday: Closed
Sunday: Closed


Area Served:
Within 4 miles (6.4km) of 4401 Hazel Ave Suite 135, Fair Oaks, CA 95628, USA
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You Get the Right HOME Loan Every Time

Does buying your dream home feel impossible? Is the prospect of getting a mortgage too overwhelming for you? Misleading advertising makes it hard to understand and choose the best mortgage plan for you. 

You don’t have to lose your peace of mind to get your dream home. 

At Empire Home Loans, we find mortgage solutions from top lenders that seamlessly fit your budget and goals. 

Google Rating: 5.0 out of 5 stars (475 total ratings)

Stephen Mota
5 Star
Frank Flores from Empire Home loans was awesome. I have known Frank for a while. I went through him for my home loan and an equity line of credit. Both times the process was smooth and quick. Frank is very knowledgeable and up to date with rates and changes. The best part Frank is very honest an direct and willing to work with you. Definitely going to go through him again if needed.
Wednesday 24th April 2024
Adriana O
5 Star
I highly recommend Frank Flores and his team at Empire home loans. He made purchasing my first home a breeze! His assistant Paulina was amazing too! They always answered all my questions quickly and never rushed me through things. They took their time and made me feel like family. Thank you so much!!
Wednesday 24th April 2024
Birdie “Birdie”
5 Star
Larry Burgher made us feel safe, explained the process to us clearly, was super responsive with questions and it was all exceptionally painless. We just got settled into our cozy dream house and are very happy with the loan process during this very stressful time. Not one bump along the way. We highly recommend!
Friday 10th May 2024
Dave Fry
5 Star
Wendy did a fantastic job helping my wife and I obtain a loan for our house. We are expats that are preparing to repatriate to the US, and so our loan had some challenges because we had to do everything from Asia. Wendy was not only willing to work with us, but she made the process as easy as possible. She made sure that we had all the documents we needed in a timely manner before we had to go the US Embassy for notary services, she made sure that all of our questions that we had were answered in a timely manner, and she is also such a nice person to work with. I would highly recommend that you work with Wendy for all of your mortgage loan needs, especially if you are an expat preparing for repatriation. She is just fantastic and never lets problems get in the way of securing a loan. Wendy, thank you again for all of your help. We couldn't have bought our little piece of heave without you. We are eternally grateful.
Monday 22nd April 2024
Kelly Eusey
5 Star
Working with Alyssa was a delight. She worked with me and my fiancee for nearly 2 years as we looked for the right home to be financed. She answered questions earnestly, returned calls promptly and called us "just to check on us" when we had slowed down our search. Always professional, but also personable. Very genuine person and a great loan officer. Thank you for everything. You helped make our dream a reality.
Wednesday 27th March 2024