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Billy Cunningham

Mortgage Broker

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Website | (408) 203-1126
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA

Opening Hours:
Monday: 7:00 AM – 8:00 PM
Tuesday: 7:00 AM – 8:00 PM
Wednesday: 7:30 AM – 8:00 PM
Thursday: 7:30 AM – 8:00 PM
Friday: 7:30 AM – 8:00 PM
Saturday: 8:00 AM – 8:00 PM
Sunday: 7:30 AM – 7:00 PM


Area Served:
Within 4 miles (6.4km) of 6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
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" My objective is to provide individuals and families with the very best home financing experience and service possible.  I will empower you with the education, guidance, and strategy to avoid the common pitfalls and stresses of the home financing process.  You will realize that this approach makes for an experience

that is both positive and predictable.

My reputation depends on it! "

Google Rating: 5.0 out of 5 stars (10 total ratings)

Bill Desmond
5 Star
Billy was our strong advocate in working to secure us a jumbo mortgage. He found us a lender who listened to our story and understood our strengths. The conventional banks and lenders simply weren’t able to compete with the loan rates and terms he obtained. Always responsive, Billy listened to our concerns and provided complete answers to our many questions. It was a very positive experience and we will definitely work with him again when the need arises.
Thursday 18th April 2024
Megan Hatashita
5 Star
Billy was dependable and insightful during my home buying experience, he provided invaluable assistance and support. Billy went above and beyond to ensure I found the best possible rate available, and showed up to help with the buying process every step of the way. My complicated situation added many extra steps and I don’t think it would have been possible without Billy’s guidance, I’m forever grateful.
Thursday 21st March 2024
Nicholas Botzer
5 Star
I used Billy to help secure a loan on a house my wife and I were purchasing. Billy was extremely quick and responsive to all of my questions regarding the process. Our loan also needed to be closed extremely fast by the seller and Billy was able to get us a loan in 4 days! I highly recommend Billy if you are looking to get a home loan.
Monday 8th January 2024
Kent Hubert
5 Star
Billy Cunningham - My loan was for a rental, requiring rental income to cover part of mortgage. It was tricky but he knew how to manuever and make it happen. Billy was communicative from day one - weekends and evenings too. He is no pressure. He always acted in my interest as a client. He connected with both buying and selling realtors, with title, with insurance. Buying a home is not a simple process but Billy helped me every step of the way. Even after escrow had closed he shopped for and found insurance that was half the original insurance cost. I was a more informed borrower after all of this, and Billy helped guide and inform me from beginning to end. He can do the same for you.
Tuesday 14th November 2023
Bryan Nguyen
5 Star
When you think home buying, you typically approach it with a negative connotation. The act of relaying over your credit score, your bank info, and being in a perpetual state of insecurity is never fun. We were recommended to Billy Cunningham from another happy homebuyer and I have to say, Billy made the process more digestible and pleasant. As we slowly were being discouraged by the onslaught of open houses, he was alway a helpful shoulder to lean on with questions. He broke down and itemized our monthly costs ahead of time with a worksheet, and kept us in the loop for every single process. For returning or new homebuyers looking, I can’t recommend Billy Cunningham enough. There so much uncertainty and things out of your general control with this process, but the one constant you’ll have is a great broker. Thanks again for making my dreams come true.
Thursday 16th June 2022